Industry challenges  =  BIAS solutions:

BIAS: Business Information Analysis System
BIAS is a structured modular software system which enables applications processing and renewals in whatever business you're in - Credit, Insurance, Leasing, Commercial Factoring, Telecommunications. BIAS lets you take advantage of state-of-the-art technology to improve productivity in what is still a predominantly tedious, manual operation.

BIAS provides a user-friendly, menu-driven environment that can automate even the most complex business decision: perform risk analysis and scoring functions; check historical data; create flags for further review; and generate acceptance or declination letters - with ease, speed, and accuracy.

BIAS offers immediate on-line access to major information sources as well as batch file import/export capabilities. And, BIAS helps manage information expense by allowing you to request only the specific data elements required by your decision makers.

BIAS works with a variety of computer environments, including IBM Mainframe, UNIX, OS/2, PC, PC/LAN or Windows NT. The BIAS database can be installed on-site, or maintained off-site and accessed through IBM's Advantis Network.

The BIAS system can be customized to fit your orgainization's operations, to interface with your systems and to utilize multiple decision-making criteria for automated evaluation of risk.
BIAS Modules:
Information Request/Retrieval: Electronically retrieves account information from multiple on-line information providers.
Electronic Folder: Provides the ability to enter information from additional sources, and combines with retrieved information in a common database.
Portfolio Management: Uses data to analyze and develop a score for any case.
Workload Management: Allocates work assignments and routes alerts between system users.
Application Processing: Accepts entry of an application for risk or credit evaluation, automatically retrieves and scores needed decision making data, and provides for a decision as the end product.
Monitoring: Automatically replaces specified D&B data and provides alerts when significant updates are received.
Point-of-Sale System: Provides agents with controlled, remote access to BIAS functionality via either an Internet or an Intranet connection.
 
Information Sources (currently supported):
    DUN & BRADSTREET - Commercial credit information
    EXPERIAN - Commercial and Consumer credit information
    TRANS UNION - Consumer credit information
    EQUIFAX - Consumer credit information
    CHOICEPOINT - Insurance information
  • C.L.U.E. (Auto & Property)
  • MVR
  • National Credit File (NCF)
  • Solutions@Quote
    ISO/AISG - Insurance information
  • A-PLUS
  • GUS
    EXPLORE INFORMATION SERVICES - Insurance information
    MILLENNIUM INFORMATION SERVICES - Property Inspection information