Industry challenges  =  BIAS solutions:

BIAS: Business Information Analysis System
BIAS is a structured modular software system which enables applications processing and renewals in whatever business you're in - Credit, Insurance, Leasing, Commercial Factoring, Telecommunications. BIAS lets you take advantage of state-of-the-art technology to improve productivity in what is still a predominantly tedious, manual operation.

BIAS provides a user-friendly, menu-driven environment that can automate even the most complex business decision: perform risk analysis and scoring functions; check historical data; create flags for further review; and generate acceptance or declination letters - with ease, speed, and accuracy.

BIAS offers immediate on-line access to major information sources as well as batch file import/export capabilities. And, BIAS helps manage information expense by allowing you to request only the specific data elements required by your decision makers.

BIAS works with a variety of computer environments, including IBM Mainframe, UNIX, PC, PC/LAN or Windows. The BIAS database can be installed on-site, or maintained off-site and accessed through various communication methods.

The BIAS system can be customized to fit your orgainization's operations, to interface with your systems and to utilize multiple decision-making criteria for automated evaluation of risk.
BIAS Modules:
Information Request/Retrieval: Electronically retrieves account information from multiple on-line information providers.
Electronic Folder: Provides the ability to enter information from additional sources, and combines with retrieved information in a common database.
Portfolio Management: Uses data to analyze and develop a score for any case.
Workload Management: Allocates work assignments and routes alerts between system users.
Application Processing: Accepts entry of an application for risk or credit evaluation, automatically retrieves and scores needed decision making data, and provides for a decision as the end product.
Monitoring: Automatically replaces specified D&B data and provides alerts when significant updates are received.
Point-of-Sale System: Provides agents with controlled, remote access to BIAS functionality via either an Internet or an Intranet connection.
 
BIAS Information Sources (currently supported):
    DUN & BRADSTREET - Commercial credit information
    EXPERIAN - Commercial and Consumer credit information
    TRANS UNION - Consumer credit information
    EQUIFAX - Consumer credit information
    LEXISNEXIS - Insurance information
  • C.L.U.E. (Auto & Property)
  • MVR
  • National Credit File (NCF)
  • Solutions@Quote
    ISO/AISG - Insurance information
  • A–PLUS (Auto & Property)
  • GUS
    EXPLORE INFORMATION SERVICES - Insurance information
    MILLENNIUM INFORMATION SERVICES - Property Inspection information
 
 

jBIAS: (JAVA-Based) Business Information Analysis System
jBIAS is a structured modular software system which enables data access and management for whatever business you're in – Insurance, Credit, Leasing, Commercial Factoring, Telecommunications. jBIAS lets you take advantage of state-of-the-art technology to improve productivity in what is often a tedious, manual operation.

jBIAS provides a developer/integrator-friendly, environment that can accept and process automated requests for external information. Data requests and returns are in XML formats and generally implemented using IP.  jBIAS returns and stores data from multiple sources.  jBIAS also presents that data  in a readable format for user review

jBIAS offers immediate on-line access to major information sources as well as batch file import/export capabilities for selected reports. And, jBIAS helps manage information expense by allowing you to request only the specific data elements required by your decision makers.

jBIAS works with virtually every computer environments, including IBM Mainframe, UNIX, PC, PC/LAN or Windows.  All that is required for jBIAS is the JAVA Virtual Machine (JVM), and a relational database.  The jBIAS database can be installed with the server, or maintained on another machine  and accessed using IP technologies.

The jBIAS system can be customized to fit your organization's operations, to interface with your systems, and to provide data to your internal automated underwriting systems for the evaluation of risk.

jBIAS Information Sources (currently supported):
    LEXISNEXIS - Insurance information
  • C.L.U.E. (Auto & Property)
  • MVR
  • National Credit File (NCF)
  • Solutions@Quote
  • VIN Services
  • Data Pre Fill
    •
    ISO/AISG - Insurance information
  • A–PLUS (Auto & Property)
  • Location (PPC)
  • MVR
     EQUIFAX - Credit information
  • Consumer
  • Commercial
    EXPLORE INFORMATION SERVICES - Insurance information
  • E.A.R.S
  • Risk Alert
  • Firesafe
  • Firesafe Data Elements
  • Firesafe Risk Score
  • Driver Discovery
  • Violation Predictor
    •
    FIRST ADVANTAGE - Motor Vehicle Records
    DUN & BRADSTREET - Commercial information
    EXPERIAN - Credit information
  • Consumer
  • Commercial
    TRANS UNION - Consumer credit information